AraratBank offers to transfer your mortgage loan from other banks or credit organizations, repaying it at a lower interest rate and on favorable terms.
A mortgage loan serviced for at least 1 year is possible to
transfer to AraratBank at 12.25% - fixed for the first 3 years and adjustable starting
from the 4th year. The annual effective interest rate is 12.96-12.97%.
By easing the financial burden,
customers can extend the loan repayment period up to 25 years, reducing the
amount of monthly payments.
Loan amount ranges from AMD 5
million to AMD 150 million.
All collateral related costs are
covered by the bank: fees for the unified real estate certificate,
notarization, registration of the right of pledge, and appraisal are covered by
the bank.
There is no application
processing fee, and no income verification documents, insurance, or loan
package service fee are required.
In order to provide the simplest
and fastest customer service possible, other loan obligations are not
considered when assessing creditworthiness.
The offer is valid through
January 30, 2026.
JOIN US to ease the financial
burden on your path to homeownership.
For further details,
visit any AraratBank branch, the Bank’s official website or call at +374 10 59
23 23.
AraratBank is regulated by the
Central Bank of Armenia.
